You need Auto Insurance in Texas because it is legally required if you own a car. The penalty for not having liability insurance is a fine of up to $350.00 for the first offense and can escalate up to the suspension of your drivers license for continued offenses.

There are several instances when a driver must be able to show proof of insurance coverage.  Texas drivers must show valid insurance ID cards:

~ to a law enforcement officer who requests it;
~ when registering or renewing registration for a vehicle;
~ in order to get or renew your drivers license, if you own a vehicle;
~ to get the safety inspection on your car.

Beyond the required liability insurance, it is usually a very good idea to have collision coverage as part of your policy.  Considering the amount of investment you likely have in your car, it just makes sense to protect yourself from financial loss in the event of accident or other catastrophic loss.

If you need auto insurance, fill out our on-line quote request by clicking here.